33 years direct sales, 18 years network marketing, internet marketing coach, SEO Expert with a specialty in PPC. Love to live live life walking or jogging daily, sailing, skiing, hiking. A dog lover, with a blessed life, thanks to the net… Met the love of my life online, and now have top producers calling me for a change…Learn and master what we teach here at empower network and it will set you free…recently.a top industry producer with a 6 figure downline contacted me from an Empower Add, and a month later he is building my primary business….put in 30 people last week and were only getting started..This would have never happened had it not been for Empower Network! Thank you Dave and Dave! Sharron n Bob
Source: empowernetwork.com
Video: Bankruptcy Questions : Can I File for Bankruptcy for Free?
When You Should Not File Bankruptcy on Your Own
A simple Chapter 7 bankruptcy case could be filed by the debtor on their own if they understand the rules and regulations under the bankruptcy code. This is crucial in obtaining a discharge from debts successfully. A simple case may be a situation in which you have little or no assets, no priority debts or allegations of fraud against you by creditors. There are exemption laws, local rules and procedures you need to do extensive research on if you are considering filing on your own.
Source: allmandlaw.com
Help! I Need to File Bankruptcy But Already Did One a Few Years Ago
But Chapter 13 provides a number of other benefits distinct from the discharge of debts. For example, it stops a foreclosure and gives you years to catch up on your mortgage arrears. It also stops extremely aggressive collection of unpaid support payments, including the suspension of professional/occupational/driver’s licenses, again giving you years to bring it current. It may be able to significantly reduce what you pay for your vehicle through a “cram down.” For these and other reasons it can make a lot of sense to file a Chapter 13 case while knowing that you’ll not get a discharge of any of your debts. You may not even have any debts to discharge, but just need one or more of those other powerful benefits.
Source: mysmartblog.com
'Rich Dad, Poor Dad' Author Files For Bankruptcy
For you all still believing he isn’t broke, don’t be deceived. Robert Kiyosaki has been damn broke since over 5years. Would have given details but I am quite busy now and my thumb aches. Please check that his coauthor in Rich dad, poor dad. She owned about 35% stake or so in the whole business and was even believed she was the REAL BRAIN behind most of the theories. When she left Kiyosaki, it became obvious she was the brain box behind him because the 5 other books he realeased were a total disaster. None was a bestseller even the one he wrote with Donald trump. Now to cut long story short, check the ladies name and google both of them (together). More details and facts will come up. It pays to be enlightened. I can bet 95% of Youths on this forum have neither heard of Kiyosaki nor read his book before.
Source: nairaland.com
Niches: Purchasing Property From Estate Filing Bankruptcy
This is an alternative if their financial situation has improved so that you have found a way to continue making payments. Filing bankruptcy prior to a foreclosure auction will stop or at least put off the public sale of real estate. Unfortunately for most people, it only postpones the sale for a couple of months. Immediately after filing a Chapter 13 Bankruptcy, they will have to file a repayment plan with the courts. This plan has to show that they have sufficient monthly income to pay basic living expenses such as food and utilities and other monthly payments such as credit cards, car payments etc. In addition, their income must be sufficient to resume making your monthly mortgage payments. All past due amounts are usually spread out between 24 and 60 months. For example, if they owe $9,000 in missed payments, attorneys fees, etc. if spread out over 48 months would be an additional $187.50 due each month to the court appointed trustee.
Source: tameraaragon.com
Why You Can File For Bankruptcy And Get Out Of Financial Trouble
Bankruptcy is a challenging time and can create a huge amount of mental and emotional stress. Working with a good bankruptcy lawyer can help make the process a lot smoother and less stressful for you. Be sure that you consider more than the expense when you choose a lawyer. Your lawyer does not necessarily have to be the most expensive one; however, you should be certain of his or her qualifications and abilities. Talk to friends who have been through a similar situation and ask them for referrals. You could also sneak into court to watch a real live bankruptcy proceeding to see how that attorney handles the situation.
Source: bankruptcy-basics.com
Bankruptcy Tips Advice: You Can File For Bankruptcy Online
These days, even bankruptcy attorneys prefer to file on-line for the sake of expediency and profit. In the event that you choose to file on-line without legal representation, you will be utilizing the services of an on-line bankruptcy forms processor. Such processors can be very helpful to your efforts at on-line bankruptcy filing. They will suggest the proper type of bankruptcy filing for your situation, based upon the provision of your specific case information, and supply the proper forms for you to detail. Upon submission of these forms, they will review your documentation and confirm that all is in order. If any changes are necessary or additional information needed they will make sure to advise you.
Source: blogspot.com
Things to Consider Before Filing for Bankruptcy
Filing for bankruptcy is a huge decision, that will have an impact on your life for years to come. This impact can be good, and it can also be bad. For most people, it is a huge relief with some negative side effects. But no matter what your situation, below are a list of things you need to consider before you file for bankruptcy. (1) Whether you are eligible. It may not even occur to you, but there some limitations on who can file for different types of bankruptcy. And it may turn out that you don’t want to file the type of bankruptcy you are eligible to file for. (2) The effect a bankruptcy will have on your spouse or co-signor. This is a big one, because the type of bankruptcy you file can make a huge difference on the impact bankruptcy has on your spouse or co-signor. Do you have a co-signor, and are you married? Would you consider filing jointly? Who has most of the debt between the two of you? (3) The kinds of debt you have. If your debt is mostly secured, that can make a huge impact on whether Chapter 7 bankruptcy is much assistance to you. (4) Why you are in financial difficulties. This is something many people do not consider before they file. Are you having trouble making ends meet because of an unexpected illness or sudden divorce? Or is it more of a lifestyle issue and habit problem? If the issue is something ongoing, you may consider changing habits instead of or along with a bankruptcy filing. If you don’t, you could find yourself in need of bankruptcy help again sooner than you can get it. (5) Whether you need/want your car and home? And on the flip side, are you willing to give these up, or get a cheaper home or car? These are personal choices everyone needs to consider before filing for bankruptcy. If you know what you are willing to do, you can ask your bankruptcy attorney about the options available for you. Before you file for bankruptcy or make any huge decisions, talk to a bankruptcy attorney. For instance, if you decide your car is too expensive but will need a car, consider talking to an attorney before you buy a cheaper car. If you don’t, you may have fewer options in bankruptcy. The best way to enter a bankruptcy is with the right information and a great plan, so make sure you have these two things before you file.
Source: trezzalaw.com
Can I Be Denied A Student Loan Because I Filed Bankruptcy?
governmental unit that operates a student grant or loan program and a person engaged in a business that includes the making of loans guaranteed or insured under a student loan program may not deny a student grant, loan, loan guarantee, or loan insurance to a person that is or has been a debtor under this title or a bankrupt or debtor under the Bankruptcy Act, or another person with whom the debtor or bankrupt has been associated, because the debtor or bankrupt is or has been a debtor under this title or a bankrupt or debtor under the Bankruptcy Act, has been insolvent before the commencement of a case under this title or during the pendency of the case but before the debtor is granted or denied a discharge, or has not paid a debt that is dischargeable in the case under this title or that was discharged under the Bankruptcy Act.
Source: coloradobankruptcyguide.com